Any reference to CASACIR or its directors, shareholders, owners or operators relates to pre-14 February 2024 when the company was sold. In no way can anything said relate to the company or its new owners, operators, directors, and shareholders after that sale.
On 3 August 2018, as a result of being forced into bankruptcy, by man X, man Y, Anthony (Tony) Cant of Romanis Cant was made trustee of my bankruptcy estate by the court. My usual contacts were either Manuel Hanna or Nicholas Borg, but Tony Cant was copied in to all communications and he had first-hand knowledge of everything that happened.
I was made to come in to their Melbourne office and hand over my passport and reveal what assets I had, even how much money I had in my purse. I was given the third degree to say the least (but at least they did it politely).
The reality is that I had nothing by that time due to the fact that man X and man Y had repeatedly and provably lied in court (including under oath) and, as a result, had already taken everything I had.
Over time, I had to fill in statements of affairs, provide bank accounts, detail money I expected to receive (which was none) and any money I owed to anyone else. I basically had to repeatedly expose my entire life to their scrutiny. Their actions closed off access to bank accounts, even ones in joint names with my husband, and stopped credit cards. They stopped me from selling the one property I did have in my name, but which was fully mortgaged and was causing me to go even further backwards financially. They took my passport (not that I could have afforded to go anywhere), and so on. In other words, they made my life hell.
Each time they asked for documents or explanations, I gave it to them. When I didn’t have what they demanded, I gave details of contact details of those who had the information or documents to enable them to get what they needed. I was even proactive. I tried to be as helpful as possible and did not refuse them anything I could give them.
They identified absolutely no offence, they had no property of mine vested in their trust, and they made no objections to my conduct. Tony clearly identified that he knew that if he was to continue to investigate me after my 3-year bankruptcy term, that he had to lodge an objection. In his Trustee’s First Report to Creditors at 6.4 starting on page 11, he stated: “To date, I have no evidence that the Bankrupt may have committed any offences under the Bankruptcy Act. I will advise creditors further in this regard following completion of my investigations. Should evidence of an offence be identified or the Bankrupt has failed to comply with any of my requests, I will consider reporting the offence to AFSA where they may elect to prosecute her.” He then went on in the same document to say at 7. starting on page 12, that: “The term of bankruptcy of three (3) years commences from the date the Bankrupt files her SOA with the Official Receiver. However, a trustee may object to a Bankrupt being discharged at any time prior to the end of the statutory three (3) year bankruptcy period. The Bankruptcy Act sets out ground on which a Trustee may object to the discharge where the Bankrupt has breached their duties. Where an objection is made, the bankruptcy can be extended for an additional two (2) or five (5) years. If any creditor believes there are reasonable grounds for the Trustee objecting to the Bankrupt’s discharge from bankruptcy, please notify my office in writing:
(a) The bankrupt has left Australia and has not returned;
(b) Any transfer of property to defeat the interests of creditors;
(c) After the date of the bankruptcy, the bankrupt acted as a Director or continued to manage a Corporation without Court approval;
(d) The bankrupt failed to provide information to the Trustee about property and income;
(e) The bankrupt failed to pay compulsory income contributions;
(f) The bankrupt failed to explain adequately how money was spent for the period of five (5) years prior to the bankruptcy;
(g) The bankrupt failed to explain why no monies were received as a result of disposal of property for the period of five (5) years prior to the bankruptcy;
(h) The bankrupt intentionally failed to disclose to the Trustee a liability at the date of bankruptcy;
(i) Failure to comply with requests by the Trustee of any material under the Bankruptcy Act;
(j) Failure to provide advice to the Trustee of any material change to the SOA affecting the bankruptcy;
(k) Failure to notify the Trustee of change in the name or address of the bankrupt;
(l) Failure to attend a meeting of creditors, interview with the Trustee or examination; or
(m) Failure of the Bankrupt to disclose a beneficial interest in any property.
The bankrupt will be discharged automatically on 4 August 2021 if I do not object to discharge.”
By stating these things, Tony notified everyone that he was fully aware that he had to lodge a notice of objection if he was going to object.
On 30 August 2021 I was finally discharged from bankruptcy He did tell me that they were going to do further investigations because man X and man Y wanted to have matters that they personally wanted investigated looked into. What could they possibly want that I hadn’t already given them? I had no idea and Tony wouldn’t tell me. Time passed but nothing happened until 3 April 2023 when they told me that man X and man Y were gong to fund further investigations. Really? 19 months after I was discharged they wanted to start it all again? Well, I can say that I was entirely unsurprised given that man X and man Y are, in my opinion, that type of person: nasty, bitter, twisted and revengeful!
What is to be noted though, is that, for a third time, Tony had WC investigate everything. However, I heard nothing until 9 February 2024 when both my husband and I were told to make a time for a meeting to be served with Federal Circuit Court documents. There had been no time that neither of us had been asked for further information, explanations or documents, yet here we were both being dragged into court – this was in spite of the fact that my husband had nothing to do with my bankruptcy and was in fact, a secured creditor.
Tony’s action was appalling conduct and especially so since the Summons demanded information and documents that were either in Tony’s control already, or were out of time (they wanted information going back to 7 years prior to me being forced into bankruptcy!!), or were entirely irrelevant and, in some cases, of an entirely legal professional privilege nature (a typical example of matters that had absolutely nothing t do with my “examinable affairs” yet had everything t do with information that man X and man Y had use for. They even wanted my husband’s personal bank account transactions and his tax returns from 2011 to 2018 in spite of the fact that he had nothing to do with any of it.
The Summons did ask where 2 amounts of money had been spent, which was fair enough, and I have been able to explain it – yet the matter continued. We’ll see what happens from here, but we have been told by a legal professional that what Tony has done is “procedurally unfair”!
The “examinations” proceeded, but were really interrogations (where we were basically called liars because we disagreed with the untrue accusations levelled against us.
The situation has now evolved to Tony abdicating his duties and giving the right to try to sue us if he found something wrong (which he is now claiming he did – proving, and thereby admitting, that he didn’t do a full and proper job during my bankruptcy term).
Further, it now appears that fraud has been occasioned by Tony signing agreements with the 2 secured creditors (man X and man Y), one of which died months prior to signing the agreement (with that dead person)!